Licensed in 35 states, OFM Benefits, LLC is a Kansas City-based, independent insurance agency offering affordable health insurance policies for both individuals and companies, employee education programs and employee benefit services. The OFM Health Division in Kansas City specializes in providing qualified health insurance plans with health savings accounts (HSAs), which are consumer-driven health care plans that lower monthly insurance premiums and provide innovative, tax-deductible, savings mechanisms for investing the difference. Over 95% of the health insurance policies written by OFM agents are HSA-qualified plans.